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Giveaway Terms & Conditions

Updated 23 November 2020
  1. Eligibility: This Campaign is open only to those who sign up at the https://m.me/wecovr?ref=w13632441 and who are 18+ as of the date of entry. The Campaign is open to UK residents, and is void where prohibited by law. The Campaign is subject to all applicable government laws and regulations. Void where prohibited.
  2. Agreement to Rules: By participating, the Contestant (“You”) agree to be fully unconditionally bound by these Rules, and You represent and warrant that You meet the eligibility requirements. In addition, You agree to accept the decisions of WeCovr (the "Organiser") as final and binding as it relates to the content of this Campaign.
  3. Campaign Period: Entries will be accepted online starting on 23rd November 2020 and ending 23rd December 2020. All online entries must be received by 24th December 2020.
  4. How to Enter: The Campaign must be entered by submitting an entry by clicking the “Yes, I want in” button provided at https://m.me/wecovr?ref=w13632441. The entry must fulfil all Campaign requirements, as specified, to be eligible to win a prize. Entries that are incomplete or do not adhere to the rules or specifications may be disqualified at the sole discretion of the Organiser. You may enter only once. You must provide the information requested. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of the Organiser. The above applies also in cases that You will try to take advantage of people you refer by using your referral code to promote the contest. It indeed results into getting the referee emails but actually the referees have no chance to win as they will all use your referral code and they will only assist you to win. 
  5. Prizes: The Winner(s) of the Campaign (the “Winner”) will receive the following Prizes listed in the link provided above.
    Actual/appraised value may differ at time of prize award. The specifics of the prize shall be solely determined by the Organiser. No cash or other prize substitution shall be permitted except at the Organiser discretion. The prize is non-transferable. Any and all prize-related expenses, including without limitation any and all taxes, shall be the sole responsibility of Winner. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by Winner is permitted. Acceptance of prize constitutes permission for the Organiser to use Winner’s name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law.
  6. Winner Selection and Notification: Winners will be resulted in real-time by the time that the contest will be finished, under the supervision of the Organiser. Winner will be notified by Facebook Message within five (5) days following appointment of Winners. the Organiser shall have no liability for Winner’s failure to receive notices due to spam, junk e-mail or other security settings or for Winner’s provision of incorrect or otherwise non-functioning contact information. If Winner cannot be contacted, is ineligible, fails to claim the prize within 5 days from the time award notification was sent, or fails to timely return a completed and executed declaration and release as required, the prize may be forfeited and an alternate Winner selected. Receipt by Winner of the prize offered in this Campaign is conditioned upon compliance with any and all federal, state, and local laws and regulations. ANY VIOLATION OF THESE OFFICIAL RULES BY WINNER (AT WECOVR’S SOLE DISCRETION) WILL RESULT IN WINNER’S DISQUALIFICATION AS WINNER OF THE CAMPAIGN, AND ALL PRIVILEGES AS WINNER WILL BE IMMEDIATELY TERMINATED.
  7. Rights Granted by You: By entering this contest, You understand and agree that the Organiser, anyone acting on behalf of the Organiser and the Organiser’s licensees, successors, and assigns, shall have the right, where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent. 
  8. Terms & Conditions the Organiser reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign should virus, bug, non-authorized human intervention, fraud, or other cause beyond the Organiser’s control corrupt or affect the administration, security, fairness, or proper conduct of the Campaign. In such case, the Organiser may select the Winner from all eligible entries received prior to and/or after (if appropriate) the action taken by the Organiser. the Organiser reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or website or violates these Terms & Conditions. the Organiser has the right, in its sole discretion, to maintain the integrity of the Campaign, to void votes for any reason, including, but not limited to: multiple entries from the same user from different IP addresses; multiple entries from the same computer in excess of that allowed by Campaign rules; or the use of bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Campaign may be a violation of criminal and civil laws. Should such an attempt be made, the Organiser reserves the right to seek damages to the fullest extent permitted by law.
  9. Limitation of Liability: By entering, You agree to release and hold harmless the Organiser and its subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Promotion; (v) electronic or human error in the administration of the Promotion or the processing of entries.
  10. Disputes: THIS Campaign IS GOVERNED BY THE LAWS OF THE UK, WITHOUT RESPECT TO CONFLICT OF LAW DOCTRINES. As a condition of participating in this Campaign, participant agrees that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Campaign, shall be resolved individually, without resort to any form of class action, exclusively before a a mediator in the UK having jurisdiction. Further, in any such dispute, under no circumstances shall participant be permitted to obtain awards for, and hereby waives all rights to, punitive, incidental, or consequential damages, including reasonable lawyer’s fees, other than participant’s actual out-of-pocket expenses (i.e. costs associated with entering this Campaign). Participant further waives all rights to have damages multiplied or increased.
  11. Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the the Organiser website. To read the Privacy Policy, https://insurance.wecovr.com/privacy/ click here.
  12. The Campaign hosted by the Organiser is in no way sponsored, endorsed, administered by, or associated with Facebook or Twitter or Reddit or any other social networks that are used to share the participations.

 

 



WeCovr provides a a convenient place for families and individuals to get life insurance, critical illness insurance and private medical health insurance quotes from FCA authorised brokers and insurers. Since 2011 we've helped over thousands of insureds towards protecting themselves against various risks, including life insurance, critical illness insurance and private medical health insurance. Reference Child Bereavement Network estimates that very 22 minute a child in the UK loses a parent they depend on financially. At the same time, only about 30% of households hold life insurance.

WeCovr assists its customers in finding quotes for life insurance, critical illness insurance and private medical health insurance by introducing them to FCA authorised companies. The content of this site is meant to be informational, and it should not be considered financial advice.

Political And Credit Risks Ltd is a registered company in England and Wales. Company Number: 07691072. Data Protection Register Number: ZA207579. Registered Office: 21 Hemp Walk, London, SE17 1PF. WeCovr is a trading style of Political And Credit Risks Ltd. Political And Credit Risks Ltd is Authorised and Regulated by the Financial Conduct Authority and is on the Financial Services Register under number 735613.